Terms of Use: These Terms of Use ("Terms") dictate the use of our Programs, Products, and Services along with their Program Materials. Please review these Terms carefully. We may modify these Terms and by utilizing our Programs, Products, and Services, you consent to the Terms as presented, legally binding you, regardless of whether they have been read. Use and Consent By using or purchasing any of our Programs, Products, or Services, you agree to comply with these Terms, our Refund Policy, Privacy Policy, and any other applicable terms and conditions, acting accordingly. Intellectual Property Rights The Programs, Products, Services, and Program Materials belong to us or our affiliates or licensors and are shielded by copyright, trademark, and other intellectual property laws. A limited license is granted for use with certain permissions and restrictions. Prohibited Actions Upon enrollment or purchase, you are explicitly forbidden from copying, distributing, or unlawfully utilizing our Programs, Products, Services, or Program Materials, or any portion thereof, as if they were your own. Personal Responsibility and Risk Assumption You acknowledge the risk of your independent judgment in the use of our Programs, Products, Services, and Program Materials. Disclaimer Our offerings are strictly educational and informational. To the full extent allowed by law, we renounce liability for any losses or damages suffered by you or others through the use of our Programs, Products, Services, and Program Materials. Indemnification and Liability You agree to indemnify Gold Shark Solutions LLC and its affiliates against any claims or costs relating to our Programs, Products, Services, or Program Materials, or your violation of any agreements or terms. Your Conduct You commit to not disrupt or impair the Programs, Products, Services, or Program Materials in any way. Communication Guidelines Should you have queries or issues about your programs or services, contact us at [email protected] for a prompt response. Purchases and Online Commerce If you make purchases with a card, you authorize us to charge your card without further consent, with an electronic receipt provided. Termination We may terminate your access to our offerings at any time via email, without notice. Dispute Resolution We prefer to resolve disputes amicably via email. If a resolution is not possible, binding arbitration according to the American Arbitration Association Rules will ensue. Confidentiality and Privacy We may request personal data for the provision of our offerings, which we will strive to protect as outlined in these Terms and our Privacy Policy available on our Website. For clarification on any of these Terms, reach out to [email protected].